All of our payment options help you to use your insurance
in our office!
We are happy to process any insurance claim as a service to
you at no charge. Please keep in mind that any estimate that
we provide to you is only an estimate and that you are responsible
for all fees in their entirety.
We are proud that our fees reflect the time that the doctor
spends with each patient as well as the overall quality of
care and service that we provide in our practice. Our fees
are not based upon any insurance schedules, and are often above
insurance allowances. We are happy to discuss your particular
dental benefits with you.
Dental insurance companies do not normally cover 100% of
any dental fee and, in many cases, cover less than 50% or
sometimes
make no payment. The "small print" written in
the plan reveals the truth about actual percentages, which
can
be less than expected.
Your insurance plan is based upon
a contract between your employer and the insurance company.
Any dollar amount a plan reimburses
for dental services is determined by how much your employer
has paid for the plan. We will complete and submit all
dental insurance forms to achieve the maximum reimbursement
to which
you are entitled.
Dental insurance is not designed to
pay for your complete dental care. Many routine and newer
services are often
not covered.
You are fortunate if you have dental insurance that
assists you with the cost of treatment. Our goal is to help
you
achieve and maintain optimal dental care. If you have
any questions
regarding the specifics of your dental insurance plan,
please contact your employer or insurance company directly.
When dental insurance was introduced about fifty years
ago, most annual maximums were $1,000. Most annual
maximums remain
today at approximately $1,000. Adjusted for inflation,
your annual maximum should be over $5,000 today!
While insurance
premiums have increased, benefits have decreased.
Please be aware that certain carriers may not allow you to
assign your benefits to our office. Because of this insurance
restriction, we ask that you choose an alternative payment
option. We will gladly process your insurance claim for your
direct reimbursement.
Getting an early start in regular dental care is an important step on the road to teaching your child healthy lifetime habits. We want to share with you the latest available methods for keeping your child healthy and safe.
The first dental visit should occur shortly after the first tooth erupts and no later than the child’s first birthday. Beginning tooth and mouth examinations early may lead to detection of early stages of tooth decay that can be easily treated.
1100 Neal Street, Suite A - Cookeville,
Tennessee 38501 | Phone: 931-526-4912.
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